Uncertainties in the UK Housing Market

UK House prices continue their uncertain stagnation – against a backdrop of a double dip recession, falling real incomes and inflationary pressures. The slump in the housing market could have been more severe (e.g. look at experience of Spain, US and other countries). But, the outlook for the UK housing market has many uncertainties. UK […]

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Housing Market of the 1970s

In the 1970s, the housing market was as volatile as the rest of the economy. The 1970s saw a continued rise in home-ownership rates. In the early 1970s, there was a real boom in house prices. Then, from 1973, with the period of high inflation, there was a sharp fall in real prices before recovering […]

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The Continuing Credit Crunch

Is it safe to get back in the water yet? Is Jaws still out there looking for the unwary still swimming in the murky financial waters that led to the credit crunch! In 2008 Graham Turner and his company provided forecasts to some of the worlds leading banks. In The Credit Crunch: Housing Bubbles, Globalisation […]

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Ways and Methods of Making Payments

You can pay for products and services in a range of ways and the form of payment can be selected to suit the circumstances. As with making payments using most methods you need some forward planning so the best arrangements are already in place. Cash This is often easiest particularly for small amounts. Legal tender […]

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Be a Prudent Student

Avoid getting into your own personal ‘credit crunch’ when you are setting off to college or university. There are many ways to get into financial difficulties and far fewer ways to get out of problems. Therefor it pays to be prudent and alert from day one (and day one starts a year before you are […]

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Boost Credit Card Limits

Prior to the current economic crisis the credit card companies threw money at card holders. They regularly and with out request increased the credit limit on customers cards. Lenders are in the business for profit and more lending equals more profit. New card offers and new card suppliers are often trying to get new customers […]

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Home Ownership Rates UK

Home ownership rates in the UK increased dramatically in the twentieth century. From less than 20% to a peak of 70%. However, rates of home ownership have recently fallen. Home Ownership has been an emotive and important political issue in the UK. Not for nothing do we have the phrase ‘ An Englishman’s home is […]

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Spotting a Financial Scam

Financial scams are always with us but spotting them only takes a bit of diligence. Be on your guard for fraudsters, shysters, swindlers con-artists and scammers. First Lessons Spotting a Financial Scam Money does not grow on trees. If you have earned it get honest value in return. The tooth fairy doesn’t exist. If it […]

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Council Tax Time

This is the time when Council tax bills will be dropping through letter boxes up and down the country. This seems a good time to remind ourselves of the main aspects of council tax. Time to Explain What is Council Tax Council tax is a method of partially funding local authorities It is local tax […]

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